Family Coins offers an online check draft
payment option. Here's how it works:
Browse our site and select items to purchase by
placing in the electronic shopping cart.
When you have your items selected, proceed to the
checkout stage and select the "OnLine Check Draft" payment option.
You will be prompted for some information found on
your personalized checks.
We will then create a printed check on your account
and submit it for payment to your bank just as if you had mailed us a check.
Security Concerns ?
The information you submit is no more than what is
available on your personal check for anyone that you pay by check to have
access to now.
We submit the check the 'old fashion' way and your
bank processes it like any other check.
If you select this method of payment, we still have
to wait 5 business days for the check to clear. The advantage to you is that
you save a few days turnaround and a postage stamp.There is no additional cost
to you for this service. It does cost us about ten cents to create the
electronic check. Money orders generally cost you $1.00 or so.
Typical Electronic Check
Why no credit cards ?
At the low volume of business we are doing in this
very specialized area of coin & bullion sales, credit card processing would
add 3% or more to your cost. Since we view these products as investments, why
pay 3% or more than you have to.
We plan to add more items and a more diversified
offering in the year 2000. When we can get the overall cost of credit card
processing down to about 2% we plan to offer electronic credit card processing.
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